Budget Tracker
The budget tracker for people who hate budgeting.
No spreadsheet, no envelopes, no guilt. Numero tracks your spending automatically and gives you a gentle heads-up before the month gets away from you.
Free on every plan. No bank login.
Updated
How does Numero's budget tracker work?
Set one monthly limit, limits for categories like food or shopping, or both. Numero fills in your actual spending automatically from bank SMS, Gmail, Outlook, and anything you add by hand, and alerts you when a budget reaches 80% and 100%. It can suggest limits from your last three months, but nothing is saved until you confirm.
Most budgets die in week two. Not because the plan was wrong, but because keeping it up means logging every chai and every cab, and life gets in the way.
Numero skips that part. Your spending is already tracked from bank texts and email receipts, so a budget is just a number you pick. Numero keeps score.
Start with a suggestion if you like: Numero looks at your last three complete months and proposes limits, split the way you actually spend or evenly across categories. Change anything. Nothing is saved until you tap Save.
How it works
Three steps, then Numero does the rest.
STEP 01
Pick a limit
Set a monthly total, limits for the categories you care about, or both. Category limits can sit inside your total, with the rest left unassigned.
STEP 02
Spend like normal
Expenses from bank SMS, Gmail, Outlook, and manual entries count toward your budget automatically. Refunds that land come off what you spent.
STEP 03
Get a heads-up
Numero lets you know at 80% and again at 100%, in the app and as a notification. Budgets start fresh each calendar month.
What Numero catches
Every moment worth knowing.
Numero surfaces only what deserves your attention right now, with a reason attached.
Budget at 80%
Food spending reached 80% of this month's limit — a heads-up while there's still room to adjust.
Budget reached
A monthly or category budget hit 100% — shown in the app and sent to your phone if notifications are on.
Subscription renewed
A recurring charge just went through — with the exact amount and what changed since the last cycle.
Refund still pending
A return was accepted but the refund has not landed within the merchant's stated window.
Continue exploring
Guides and connected workflows.
Read on your phone. Facts only. Never sold.
Bank SMS are read on your phone, and only normalized facts such as amount, date, merchant, and last four digits are uploaded. Message text, OTPs, phone numbers, and personal chats are never uploaded. Email access is read-only. You control export and deletion.
Also useful
Numero does more than one thing.
The SMS expense tracker that makes your bank texts add up.
Your bank already texts you every payment. Numero reads those alerts on your phone and turns them into a sorted spending history. No typing, no bank login, no loan offers.
Find paid subscriptions hiding in your email.
Turn receipts, renewal notices, trial messages, and price changes from authorized Gmail and Outlook accounts into connected recurring-cost evidence.
Email-tracked spending, with cash in the same place.
Numero tracks purchases from Gmail and Outlook automatically. Add cash and in-person spending by hand so nothing sits in a separate list.
Frequently asked
Answers before you sign up.
No. A budget is a limit on what you spend. Numero never asks for your salary, balance, or bank login.
Yes. Set limits for categories like food, shopping, or travel, with or without an overall monthly limit. With an overall limit, Numero shows how much is still unassigned.
When a budget reaches 80% and again at 100% of its limit. Alerts appear in the app, and as a notification on your phone if notifications are on.
Not today. Each budget covers one calendar month and starts fresh on the 1st.
Your budget counts the spending Numero has recognized, so a payment with no SMS, email, or manual entry won't be included. Cash you add by hand counts like everything else.
Yes. Budgets and budget alerts are included on every plan, including the free Explorer plan.