The free AI expense tracker that tracks itself.
Your bank texts you. Your shops email you. Numero reads both, sorts your spending, and answers anything you ask about it. No bank login. No typing.
Ask Numero · AI
Ask your money anything
Plain-word questions, answered from your own payments, with the payments behind every answer. No spreadsheets, no guessing.
How much did I spend on food this month?
Numero
You spent $174.68 on food this month.
Food is your largest category, and DoorDash is the biggest share of it.
Payments behind this answer
Based on 12 payments
- DDoorDashOct 18Bank SMS$18
- FFresh MarketOct 14Receipt$32
- CCoffee cartOct 12Bank SMS$4
Sample answers for illustration. The free plan includes three questions a month.
Features
An expense tracker that does the work
Tracking, insights and budgets, kept up to date without you lifting a finger.
Automatic expense tracking
Every payment, tracked by itself
Your bank texts you and your shops email you. Numero reads both and keeps one clean history, so you never type an expense again.
- Bank SMS for UPI, card and transfers
- Gmail and Outlook receipts, read-only
- Matched and counted once
AI Insights
AI that spots what you'd miss
A price that crept up, a renewal you forgot, a return window about to close. Numero flags it before it costs you, and shows the payments behind it.
- Changes across your month, connected
- Every insight shows its evidence
- Your top insight free, all of them on Pro
Budget planner
A budget that doesn't feel like a diet
Numero suggests limits from your last three months. Change anything, save when you're ready, and get a heads-up before the month gets away from you.
- One monthly limit, per category, or both
- Alerts at 80% and 100%
- Free on every plan
See Numero in action
Open Numero. See what needs your attention.
An AI Insight you would have missed, a budget getting close. What needs you comes first, with the activity behind it ready when you want the details.
hellonumero.com/dashboard
TryGood Morning, Alex
All caught up · Last synced 4 minutes ago
Financial Moments
Two changes landed the same week — worth a quick look together.
Today
Recognized spending has reached 80% of your food monthly budget.
Today
It started three weeks ago. The orders behind it are one tap away.
Today
Financial Snapshot
Open summaryExample dashboard with illustrative data. Open Numero to build your own.
And there's more
Everything else Numero keeps track of
The recurring and the easy-to-forget, kept in order for you.
- SubscriptionsEvery plan, its price and its next charge.
- BillsElectricity, phone, broadband and rent, month by month.
- RefundsFollowed from cancellation until the money is back.
- InvestmentsSIPs, mutual funds, stocks and fixed deposits in one list.
- Credit cardsStatement balances, payment state and card spending.
- Receipt scanProPhotograph a paper bill and review the details before saving.
From the App Store
What people say about Numero.
Best app for tracking expenses.
I have been struggling to track expenses via multiple sources but this app makes seamless. It syncs everything and shows me all the information needed. I even tracked a refund that I was not aware of.
Abhishek GoyalAmazing App
Wow, really useful... Interesting part for me is the refund tracking. I usually forget about refunds, but in this app I can clearly see what's still pending
Useful App for Finance Tracking
Love having all my financial activity searchable in one place.
Souvik DasPrivacy & security
Your messages stay on your phone. Only the facts travel.
Numero never listens for new texts. It reads your bank alerts on your phone only when you open the app, so an OTP or a private message is never caught as it arrives, and personal chats are skipped. Email access is read-only. Numero keeps the facts, never the message.
- Google certified for Gmail
- Never listens for new texts
- Read-only, always
- Never sold
- Delete anytime
On your phone
$18.00 charged on card ending 4521 at DOORDASH
Your OTP is 48•••• · do not share
Mom: dinner at 8?
Read only when you open the app. OTPs and personal chats are skipped.
What Numero gets
- Amount
- $18
- Date
- Oct 3
- Merchant
- DoorDash
- Account
- •••• 4521
The message text never leaves your phone.
Questions
Numero, in plain answers
The things people ask before they turn Numero on.
Numero is a free AI expense tracker and budget app. It tracks spending automatically from your bank's transaction SMS, Gmail, and Outlook, sorts it by category, and gives you a heads-up before a budget runs out. You can also add cash spending by hand or scan a paper receipt.
Basically all features are free. Numero's Explorer plan is free, with no credit card required, and includes SMS tracking, budgets, and three Ask Numero questions a month. Paid Pro and Premium plans add longer history, AI Insights, more questions, and more connected inboxes.
Anything about your money, in plain words, such as “How much did I spend on food this month?” or “Which subscriptions renew next week?”. Numero answers from your recorded payments and shows the ones behind each answer.
Short findings Numero's AI spots across your month, like spending that changed right after a subscription renewed. Each one shows the evidence behind it. Full AI Insights are part of Pro and Premium.
Only if you turn it on, and never as messages arrive: Numero reads your SMS inbox only when you open the app or import history. It reads transaction alerts from banks and businesses right on your phone, and uploads just the facts: amount, date, merchant, and the last four digits. Message text, OTPs, phone numbers, and personal chats are never uploaded.
Yes. When SMS tracking is on, UPI, card, and bank transfer alerts from supported banks are added automatically. If the same payment also arrives as an email, Numero counts it once.
Yes. Set one monthly limit, limits for categories like food or shopping, or both. Numero can suggest amounts from your last three months, and it alerts you at 80% and 100%. Budgets are free on every plan.
Next month, you'll know exactly where it went.
Free to start. No bank login. About a minute to set up.